Last Updated: 21 August 2026
Welcome to Simple Salary Calculators.
These Terms and Conditions (“Terms”) govern your access to and use of https://simplesalarycalculators.com.au/, including its calculators, articles, guides and other features.
By accessing or using this website, you agree to these Terms. If you do not agree with them, please discontinue your use of the website.
1. About This Website
Simple Salary Calculators is an independent website providing online calculators and general educational information relating to topics such as:
- Australian salary and take-home pay
- Income tax and Medicare levy
- Superannuation
- Salary sacrifice
- Tax-return estimates
- Payroll and contractor income
- Mortgages and budgeting
- Compound interest
- Retirement planning
- Other personal-finance calculations
The website is intended to help users explore estimated figures and better understand common calculation methods.
2. General Information Only
The calculators, articles and other information published on this website are provided for general informational and educational purposes only.
Nothing on this website constitutes personalised:
- Financial advice
- Taxation advice
- Accounting advice
- Investment advice
- Legal advice
- Credit assistance
- Employment advice
- Superannuation advice
Using the website does not create a professional, advisory, fiduciary or client relationship between you and Simple Salary Calculators, Ethan Walker or any website contributor.
Before making an important financial, taxation, employment, investment, borrowing or legal decision, you should consult the relevant government authority or an appropriately qualified professional.
3. Calculator Results Are Estimates
Calculator results are estimates based on:
- Information entered by the user
- The assumptions displayed by the calculator
- The formulas programmed into the tool
- The financial year or rule period identified on the page
- Publicly available information reviewed when the calculator was prepared
Results may differ from official or professional calculations because a general calculator may not account for every personal circumstance.
Relevant circumstances may include:
- Tax residency
- Tax offsets
- Medicare levy reductions or exemptions
- Medicare Levy Surcharge
- HELP or other study debts
- Personal tax deductions
- Employer payroll methods
- Salary-packaging arrangements
- Superannuation rules
- State-specific taxes or charges
- Lender or provider fees
- Individual contracts
- Changes to legislation or official guidance
You are responsible for checking that your entries are correct and that the calculator applies to your financial year and circumstances.
4. Current and Historical Information
Australian tax rates, superannuation rules, thresholds, government programs and financial regulations may change.
A calculator identified with a specific financial year is intended only for that stated period. A historical calculator should not be treated as a current-year calculator.
We aim to review time-sensitive information when relevant updates become available, but we do not guarantee that every page will always reflect the latest rule, rate or interpretation.
Official information and professional assessments take priority over results generated by this website.
5. No Guarantee of Accuracy
We aim to provide useful calculators and understandable supporting information. However, we do not warrant or guarantee that:
- Every calculation will be completely accurate
- Every page will always be current
- Results will match an employer payslip
- Results will match an Australian Taxation Office assessment
- Results will match a lender, insurer or superannuation provider
- The website will include every exemption, adjustment or personal circumstance
- The website will operate without interruption or technical error
You use the website and rely on its results at your own discretion and risk.
If you identify a possible error, please report it through our Contact Us page.
6. User Responsibilities
When using the website, you agree to:
- Enter accurate and lawful information
- Review the assumptions and limitations shown
- Confirm the applicable financial year
- Independently verify important results
- Use the website only for lawful purposes
- Avoid entering unnecessary sensitive information
- Avoid relying solely on a calculator for a significant financial decision
You remain responsible for decisions made using information or estimates obtained from the website.
7. Acceptable Use
You must not:
- Use the website for an unlawful, fraudulent or abusive purpose
- Attempt to gain unauthorised access to the website or its systems
- Introduce malicious code, viruses or disruptive technology
- Interfere with the website’s operation or security
- Attempt to bypass security or access controls
- Use automated systems in a way that places an unreasonable load on the website
- Scrape, reproduce or republish substantial website content without permission
- Misrepresent calculator results as an official government determination
- Use the website in a way that infringes another person’s rights
We may restrict access where we reasonably believe these Terms have been violated or the website’s security is at risk.
8. Intellectual Property
Unless otherwise stated, the original content and materials on Simple Salary Calculators—including calculator interfaces, written explanations, website branding, page layouts and original code—are owned by or licensed to Simple Salary Calculators.
You may use calculator results for personal, educational or internal business purposes.
You must not copy, reproduce, republish, sell, distribute, modify or create derivative commercial products from substantial parts of the website without prior written permission.
Names, trademarks, logos and materials belonging to government agencies or third parties remain the property of their respective owners.
Linking to a publicly accessible page on this website is permitted provided the link is not misleading and does not imply endorsement, affiliation or partnership.
9. Third-Party Links
The website may contain links to government agencies, financial-information services and other third-party websites.
These links are provided for reference and convenience. We do not control and are not responsible for:
- Third-party content
- Third-party availability
- Privacy practices
- Security practices
- Products or services
- Accuracy of external information
- Changes made to an external page
The inclusion of a link does not automatically indicate endorsement, affiliation or responsibility.
You should review the terms and privacy policy of any external website you visit.
10. Advertising and Third-Party Services
Simple Salary Calculators may display advertising supplied by Google AdSense or other advertising providers.
Advertisements may be selected and delivered by third parties. The presence of an advertisement does not mean that we recommend, verify or endorse the advertiser, product or service.
Your interactions with an advertiser or third-party provider are between you and that party. You should independently assess any product, service, offer or financial claim before acting on it.
Information about cookies, analytics and advertising technologies is available in our Privacy Policy.
11. Affiliate Disclosure
The website may include affiliate links in the future. If you follow an affiliate link and complete a purchase or another qualifying action, we may receive a commission without increasing the price charged to you.
Where affiliate links are used, we aim to provide an appropriate disclosure on or near the relevant content.
Affiliate arrangements do not change your responsibility to independently assess a product or service.
If the website does not use affiliate links, this section does not mean that an affiliate relationship currently exists.
12. Website Availability
We may change, update, suspend or discontinue any calculator, article, feature or part of the website at any time.
We do not guarantee that:
- The website will always be available
- Access will be uninterrupted
- Technical errors will be corrected immediately
- Every calculator will remain permanently available
- Older content will continue to be supported
Maintenance, hosting problems, security incidents or circumstances outside our reasonable control may affect availability.
13. Limitation of Liability
To the maximum extent permitted by applicable law, Simple Salary Calculators and its authors, contributors and service providers will not be liable for loss or damage resulting from:
- Use of or inability to use the website
- Reliance on calculator results
- Incorrect information entered by a user
- Outdated rates or thresholds
- Technical errors or interruptions
- Actions taken based on general information
- Third-party websites, advertisements, products or services
- Unauthorised access or events beyond our reasonable control
This includes, where legally permitted, indirect, incidental, consequential or economic loss.
Nothing in these Terms excludes, restricts or modifies a right, guarantee, remedy or liability that cannot lawfully be excluded under applicable Australian law, including applicable consumer-law protections.
14. Indemnity
To the extent permitted by law, you agree to be responsible for loss, damage, liability or reasonable costs arising from:
- Your unlawful use of the website
- Your material breach of these Terms
- Your infringement of another person’s rights
- Malicious or unauthorised interference with the website
This section does not apply to the extent that loss was caused by our unlawful conduct, negligence or breach of a non-excludable legal obligation.
15. Privacy
Your use of the website is also subject to our Privacy Policy, which explains how information may be collected, used and disclosed.
Please do not submit tax file numbers, passwords, banking credentials, identification documents or other unnecessary sensitive information through our calculators or contact form.
16. Disclaimer
Additional information about calculator limitations and the absence of personalised advice is available in our Disclaimer.
These Terms, the Privacy Policy and the Disclaimer should be read together.
17. Changes to These Terms
We may update these Terms to reflect changes to:
- Website features
- Calculator services
- Third-party providers
- Advertising arrangements
- Applicable laws or policies
- Business and security practices
The “Last Updated” date at the top identifies the current published version.
Your continued use of the website after updated Terms are published constitutes acceptance of the revised Terms to the extent permitted by applicable law.
18. Severability
If any part of these Terms is found to be invalid, unlawful or unenforceable, that provision will be interpreted or limited to the minimum extent necessary.
The remaining provisions will continue to apply.
19. No Waiver
If we do not immediately enforce a provision of these Terms, that does not mean we waive our right to enforce it later.
A waiver is effective only when expressly confirmed in writing.
20. Governing Law
These Terms are governed by the applicable laws of Australia.
Any dispute relating to these Terms or the website will be subject to the jurisdiction of the courts or tribunals that have lawful authority to hear the matter.
Nothing in this section removes any consumer right or legal protection that cannot lawfully be excluded.
21. Contact Us
For questions about these Terms and Conditions, contact Simple Salary Calculators through:
Email: contact@simplesalarycalculators.com.au
Website: https://simplesalarycalculators.com.au/
Country: Australia